Insurance Rip Off, Not Happy

[gareth_mattey]

Hi,

Well i had insurance with gsi southern which was the cheapest i found when taking policy out, i'm still on my first year was due up in july and im 20.

Just told them about modifications and they want to put it up £125 a month and start a new policy.

Only told them as a couple of months ago some stupid woman went into the front of me in a car park, luckily didnt really do any damage so no need to claim but made me think im best telling them incase something similar happens again but more serious and they wouldnt pay out if i hadnt told them about the mods.

Other people said i should tell them, so i did. Wish i waited till my first years no claims is up at least.

Already paying £175 a month, so they now want £300 a month.

Anyone know any cheap insurers when they first started driving? I'm a sensible driver, it annoys me i get classed a high risk dodgy driver and get charged a fortune for mods i've paid out of my hard earned money but thats how it works nowadays.

I'm worried they'll want another upfront deposit, last time it was £400 and i cant afford that now, dont know if they could put that deposit to the new policy?

Any advice appreciated as there sending me a 7 day letter of cancellation to decide what i want to do or something now.

Thanks

[chrish2213]

You need to go on GO compare .com

Me and my gf are insured for 980 a year.
Insurance is with Admiral
were both 20 and I have 1 years no claims. she has none


Even with mods should be no where near what your paying m8

[Big C]

admiral are crap if u wanna lower ur car cuz they dont let u got lower than 50mm :/

[kedw200]

£980 a year?! Blimey, where do you live? £1875 (1st year) and £1493 (2nd year) for me! 19 first time, now 20- unmodified 1.0 5 door, but I live in Birmz so I reckon that's what does it tbf...

x

[Mike_Parr]

kedw200, it's the same problem for me, too many foriegners and chavs who dont know how to drive which is putting our insurance up tbfh!! did you know if someone claims in your postcode everyone's premiums goes up by a few quid? that's what i got told by the man at the pru!

[russo109]

My daughter (17) has just been insured in her name for a 1.4 corsa 1996 for £800 with admiral fully comp, living in south wales. As Admiral are based in wales perhaps they give us favourable premiums!!

[Mike_Parr]

Or, you're parked it in a garage, in a place where people work and earn more then £20k, it's quiet, etc etc. And you're Welsh. Not sure what that has anything to do with anything but Jeremy Clarkson says it so,

[JG22-VXR]

mines £980 for 1.4 16v modified n i live near birmingham too and 19 with 1 no claims. Aviva

[Mike_Parr]

Mines £3600p/a or £380p/m! for a 1.0l trip..

[JG22-VXR]

Mines £3600p/a or £380p/m! for a 1.0l trip..

i would change your insurance then, i had 1L GLS for my first year (18 with 0 no claims) £1700

[andy_corsa]

Mines £3600p/a or £380p/m! for a 1.0l trip..

are you crazy paying that? i would rather catch a bus.

mine was 1600 first year second year it went down to 980. thats on a corsa sport 1.4 16v.

i always find that ecar insurance is the cheapest

[pharoah2010]

am payin 2400 on my 1.0l corsa ls and that is with 1 year no claims

[chrish2213]

Omg you guys need to get on Go Compare lol

I live in London so I thought that would send it up but it didn't.

More in danger of getting parking fines. £250 last week :/

[Mike_Parr]

Mines £3600p/a or £380p/m! for a 1.0l trip..

are you crazy paying that? i would rather catch a bus.

mine was 1600 first year second year it went down to 980. thats on a corsa sport 1.4 16v.

i always find that ecar insurance is the cheapest

That is with eCar. Doesn't help I wont park it in a garage (on the road), I hope it gets lower sooner. It's £200p/m for Provisional. I nearly choked when I saw the price. Absolute joke. I've tried so many other insurers, (except for iKube) and they're returning back like £5k +!

[kedw200]

I always found confused.com and gocompare, etc etc to be a lot more :S I think it is probably the area that's the biggest thing. My postcode is the second highest bracket, my girlfriend's is the highest. Hers is £1700 as a 19 year old for her first year on a 1l Yaris.

It's fun to tell people that when they're all like "oh it's cause you're male, girls get it really cheap".