INSURANCE COVER?

kingcobra · Post by **kingcobra** » Thu Mar 23, 2006 4:00 am

If you\'ve delclared your bodykit with your insurance company & have an accident thats not your fault, will the other insurance company pay for your bodykit or just standard bumpers? Also what about the opposite, if you have an accident that is your fault will your company pay out for your bodykit?

Karen · Post by **Karen** » Thu Mar 23, 2006 10:54 am

When I had an accident that wasnt my fault and I claimed with their company the garage wanted to put standard bumpers on the car even though with my insurance I was covered, I had to take it to a bodyshop I knew and they sorted it out with them
Your best to check up on that. But if your claiming on your own they should replace with like for like

flash22 · Post by **flash22** » Thu Mar 23, 2006 3:07 pm

It all depend on you insurance company (read the small print in your policy) most companies will insure the kit but in the event of a crash thay will repair it to factory spec\'s. there are a few companys the will insure it like for like but thay will load your policy for it normaly £200+ a year more

if you cause the crash and only have third party fire and thieft it down to you to fix yor own car if your fully comp the then what i said first goes^^^^^^

kingcobra · Post by **kingcobra** » Thu Mar 23, 2006 11:15 pm

Whats the point in insuring your mods then, aint like they gonna pay for them! lol.

Karen · Post by **Karen** » Fri Mar 24, 2006 5:41 pm

If u dont insure them then your policy is invalid so its worth doing
As flash said it will be in your small print. best to phoen insurance company and ask what would happen if u were to claim etc

kingcobra · Post by **kingcobra** » Fri Mar 24, 2006 6:42 pm

Alrite cheers 4 that guys! (& girl) lol.

Karen · Post by **Karen** » Fri Mar 24, 2006 7:09 pm

hmmmmm ur lucky u got that bit in there cheeky

kingcobra · Post by **kingcobra** » Fri Mar 24, 2006 11:16 pm

Also... where can i get them bars from, the ones that Ricky Singh (director of ultimate veloctity) has in his front bumper.
I have a predator front bumper similar to his.

Karen · Post by **Karen** » Sat Mar 25, 2006 12:17 pm

Dont know what the car looks like off top of my head. Is it the silver metal rods?
If so can get them in B&Q theyr just like shower rails lol! (Being seriosu here btw)!!!

kingcobra · Post by **kingcobra** » Sat Mar 25, 2006 7:36 pm

You\'ve gotta check his car out, looks absolutly fantastic! i think it was at last years PVS. anywayz, you sure about them rails? I dont want to go in there & make a fool of myself, i\'l let you know if i do anyway, bet you\'l get a right kick outa it!

Karen · Post by **Karen** » Sat Mar 25, 2006 8:46 pm

Im being serious though!

kingcobra · Post by **kingcobra** » Sat Mar 25, 2006 11:44 pm

btw karen, i think i fancy u...

Karen · Post by **Karen** » Sun Mar 26, 2006 9:28 am

kingcobra · Post by **kingcobra** » Sun Mar 26, 2006 5:42 pm

LoL... Jks