insurance

[amanda]

just browsing to see what my insurance will be shortly and i clicked on the modification list, and it had mini chilli pack, mini salt pack and mini pepper pack - whats that? also whats blue printing?

[shortie]

blue printing is where the head is ported and polished i think, just improves gas flow and stuff. god knows what the others are tho lol

[Dan_Corsa]

The chill,pepper are just packages on the new mini!

Different trim levels, such as LS, GLS, GSi but with the mini\'s they come with different bumpers, alloys etc so maybe classed as modifications!

[kawika]

who you lot insuring with cause im gettin quotes of 950 wit 3 yrs no claims

[tom87]

im with admiral paying £500 under my mums name, but im only a provisional liscence holder. probo go on my own name when i get full liscence. thats for a 1.2 corsa aswell

[PaulW]

[quote=\"amanda\"]just browsing to see what my insurance will be shortly and i clicked on the modification list, and it had mini chilli pack, mini salt pack and mini pepper pack - whats that? also whats blue printing?[/quote]

There is a misconception amongst racers and sadly some buyers that a so called \"Blueprinted\" engine is a tuned engine. This is not the case, a blueprinted engine is an engine that has been measured and adjusted/modified so that it meets exactly the dimensions and tolerances that the designer of the engine specified. There are very few, if any, of these engines in circulation, as the manufacturer is most unlikely to allow anyone access to the data from their drawings.
If you were to be able to buy a blueprinted engine it would offer negligible performance gains due to the accuracy and consistency of modern production methods. It would however run more smoothly and efficiently. Because of the closer tolerances it would take longer to \'break in\' but, with proper maintenance, would last longer. The person who would gain the most advantage from such an engine would be the engine tuner, who would have an accurate baseline upon which to calculate his/her modifications.
As mentioned above, some buyers are given the impression that they have purchased a \"blueprinted\" engine. Whilst the seller could try to justify that the engine is made from blueprints of the original drawings, and therefore it is a blueprinted engine, it is a deplorable and unforgivable way of making a sale. The customer usually pays an extra amount for this \'high performance\' engine only to find out later that it is a standard \"off the shelf\" engine.
This practice by, thankfully, a minority of unscrupulous dealers will continue as long as there are customers who do not do their homework and impulse buy an engine that they are lead to believe is faster or better than it actually is.

[amanda]

im with a company called thames city got it through adrian flux.

with 1 years driving plus a claim it was about 800 quid.

[amanda]

im chuffed to soon be paying about £500 with 2 yrs driving 1 yr no claims when i have to renew in march.

[rick]

where were you looking for that quote with mods amanda?
i\'m currently paying around £1200 fc with pass plus with tescos and no mods

[amanda]

it was through confused

i havent declared my mods on the £500 quote

[tom87]

id decalre your major mods like alloys,springs maybe lights, ice does not matter though i dont think.

[PaulW]

[quote=\"tom87\"]id decalre your major mods like alloys,springs maybe lights, ice does not matter though i dont think.[/quote]

some insurers do consider installs on there quotes, but usually there not bothered.

but yeah as for general mods (wheels n such) I\'d advise you do declare them, just incase some old granny or TWOCer runs into you & you need to claim!

its not easy trying to restore the car to standard in the space of 2 days before the insurance inspectors come to check & valuate damage to the car!