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Insurance
Posted: Mon Mar 24, 2014 4:32 pm
by stanc3w0rks
Made this so i didn't take over Johnnys project thread. Just got this quote from britton
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Re: Insurance
Posted: Mon Mar 24, 2014 4:35 pm
by Domwhitex
Go on compare the market i found mine on there for 1600 and this is my first year driving and i'm 18
Re: Insurance
Posted: Mon Mar 24, 2014 4:36 pm
by Domwhitex
And im fully comp
Re: Insurance
Posted: Mon Mar 24, 2014 4:37 pm
by stanc3w0rks
Does it work for Ireland mate? Should i tell them the car is garaged overnight or would they find out? I value the car at €500, should i go more or less?
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Re: Insurance
Posted: Mon Mar 24, 2014 4:38 pm
by Domwhitex
Im not sure i dont see why it wouldnt cover ireland, if it gets crashed into on the street they wouldnt cover it if you said its garaged and i valued mine at £400 so about right
Re: Insurance
Posted: Mon Mar 24, 2014 4:41 pm
by stanc3w0rks
I'll have a look thanks. Well i live in a very quiet housing estate and there is a wall down the side of the car where i park so it would be highly unlikley for it to be crashed into here
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Re: Insurance
Posted: Mon Mar 24, 2014 4:43 pm
by stanc3w0rks
Couldn't find my reg number so guessing its only UK, i wanted a meerkat doll aswell
haha
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Re: Insurance
Posted: Mon Mar 24, 2014 4:47 pm
by johnny
You under valued it, put at 1000-1500
The s15 I valued at 10k and think it was the main reason it was cheap
When you value a car low insurance companies take it you don't value the car and you'll hoon it about, if your car is parked on a driveway tell them it's on private property since technically any drive way is private property, some think that cars that are garaged are more likely to be stolen
Try adding your parents as a named driver aswell, it's ment to lower the premium but I've not done it so not sure if it works
Try quote devil, chill and I've heard people saying that '4 the lads' is cheap
Re: Insurance
Posted: Mon Mar 24, 2014 4:53 pm
by stanc3w0rks
Chill overcharged me saying they could insure me with Axa for 2400 when Axa told me 2000 lol. I will try putting 1100 as car value. And might try putting my mum as named driver another day when i get her details. Cheers Johnny
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Re: Insurance
Posted: Mon Mar 24, 2014 5:00 pm
by JamieTee_
I'm with admiral, my stepdads main driver and me and my mum are named drivers and named drivers still get NCB for the year which is really good! also paying 900 a year
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Re: Insurance
Posted: Mon Mar 24, 2014 5:01 pm
by stanc3w0rks
4 the lads is exactly the same as britton, same layout and exact same quote.
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Re: Insurance
Posted: Mon Mar 24, 2014 5:25 pm
by johnny
Do the same quote again but put it as a 98, I had bother getting insurance on a 94 astra and when I rang them they said it was because it was pre 97
Re: Insurance
Posted: Mon Mar 24, 2014 5:36 pm
by stanc3w0rks
But they will ask for my reg number no? And i wont be insured as my car is a pre 97 lol
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Re: Insurance
Posted: Mon Mar 24, 2014 5:38 pm
by raymod
as johnny said i under valued my corsa gsi and the insurance company would not insure me i had to but a good amount on her
walla they did
also parking on the street is sometimes better as insurance companys believe the theft is more minimum due to the fact most cars get stolen via house break inns if your car is on the drive it will be your car the keys are for lol
Re: Insurance
Posted: Mon Mar 24, 2014 5:40 pm
by johnny
Yeah but it's just to see if that's why your premiums are coming back so high
If it is you could be better selling and buying a newer model