Claim Or Fix?
Posted: Tue Feb 07, 2006 11:18 pm
Hi All, im stuck in two minds about what to do regarding my corsa, as i posted a while back i was involved in an accident on january near the beginning, thus causing me to need a new bumper, front impact bar, air con and normal rad, bonnett knocking out and resprayed. Anyhow i have not claimed as i was thinking of getting it fixed myself, the person involved has not even contacted his insurance company as i aint heard nothing yet so dunno whats wrong with him lol. First off i was thinking about claiming on the insurance because if i do i will be able to get the whole car sorted... ive been have problems, engine management light always on, car stalls when i put the clutch in and revs drop down, farts and splutters, just aint running right and the exhaust rattles alot, speedo is broken, gear box sounds dodgy other then that its alright, now the cost of getting all the fixed is surely going to be alot? will it be more then the cars worth? will they right it off? if i was to claim i would lose my no claims yes but the cost of getting it all fixed out of my own pocket is going to be alot more then what i may have to pay on my premium next year? so is it worth it? i want a new car anyway so this is sorting swaying me towards claiming and hoping it gets wrote off. mind you i will have to take the alloys etc off it lol